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Frequently asked questions about building a custom home.
Is it more expensive to build a custom designed home?
It is not necessarily more expensive. In fact, because you control the allocation of the building funds, your home will be one that specifically meets your specifications and needs.
How do I finance my custom home?
Generally, owners first obtain a letter of commitment from the lending institution that will be providing construction financing and permanent financing. The construction loan is paid out during the construction process based on progress payment requests by the builder and inspections by the lender.
How can I be sure the contractor won't just take my money?
The best protection that you have is to deal with an established builder with a solid reputation. You can check with the Contractor's Licensing Board for any prior complaints, and be sure to check with trade references and prior clients of the builder. Also, each project that we build is bonded, which assures you, the owner, that all material suppliers and subcontractors are paid.
If I live on the Mainland while my home is being built, who will look after my interests?
We have built many of our clients homes while they were still living on the mainland. To some, this might be an intimidating situation, and to alleviate any apprehension on their part, we keep them current with the construction process by sending them videotapes, email communication, and digital photographs on a regular basis. Before any payments are made to us, the bonding company and lending institution inspects the job site to confirm the current construction. And, again, it is important to deal with a contractor with an excellent reputation.
LAWRENCE R. JOHNSON
CONSTRUCTION, INC.
BC-21664
72-4085 Alahe'e Place, Box B3, Kailua-Kona, HI 96740-8448
Telephone: 808-325-7088, Facsimile: 808-325-5877
e-mail: ljkona@hawaii.rr.com